Let's face it; traveling on a limitless budget isn't something everyone can do. But, that doesn't mean you can't go on a vacation. Of course, you'll just have to go vacationing with a limited budget.

Traveling on a budget becomes easier when you plan a weekend getaway. Fall weekends are the perfect time to relax and have fun with your family. Even better, as kids go back to school, you can enjoy a perfect romantic fall weekend getaway with your spouse.

So, what are you waiting for? Check out these places where you can enjoy a romantic, fall weekend getaway:

1. Savannah, Georgia

Savannah, a coastal city in the state of Georgia, is well known for its manicured parks, horse-drawn carriages and ornate antebellum architecture. The Savannah River separates it from South Carolina. The city is popular for its culture and tradition and maintaining its heritage.

Money saving tip: book rooms near the Savannah/Hilton Head airport.

Rooms in that area are very affordable (about $100 plus less), unlike the ones in the Historic District. Moreover, you can also save by booking your tour online.

2. San Francisco, California

San Francisco, located in northern California, is a colorful collage of hilly landscape, year-round fog, the iconic Golden Gate Bridge, cable cars and colorful Victorian houses. It also has plenty of attractions like:

• Alcatraz Island

• Fisherman's Wharf

• Golden Gate Park

• California Academy of Sciences

• Twin Peaks

• Asian Art Museum

And, the list goes on.

Unlike hotels in the main areas like downtown, SoMa and Fisherman's Wharf, which are ready to take your money, you'll find much better hotel options in Nob Hill and Mariana District. Do your booking in the cooler months to get plenty of deals.

Money saving tip: don't forget to buy the San Francisco CityPASS or Go San Francisco Card before you begin your tour. It'll offer you great deals.

3. Jackson Hole, Wyoming

If you are planning a trip to Jackson Hole, remember you're not alone, because it's the favorite haunt of wild animals, including bears. Places to add to your itinerary:

• Grand Teton National Park

• National Museum of Wildlife Art

• Town Square

• Jackson Hole Playhouse

• Granite Hot Springs

Money saving tip: you could save big bucks if you drive there in the months of May or October.

4. Chicago, Illinois

Chicago, one of the largest cities in the U.S., is well known for its museums, including the Art Institute. You can also enjoy a lot of things within a budget, including visiting these popular spots:

• Chicago Cultural Center

• Garfield Park Conservatory

• Cantigny Park

• Lincoln Park Zoo

• Willis Tower

• University of Chicago Museums

• Grant Park

Money saving tip: you can save more if you invest in an all-access pass like Chicago CityPASS or the Go Chicago Card.

5. Boston, Massachusetts

The capital city has PLENTY of things to offer. Here are some of our favorite spots on a budget to visit:

• USS Constitution and Museum

• Bunker Hill Monument

• Paul Revere House, Faneuil Hall

• Old South Meeting House

• Massachusetts State House

• Boston Common

• Charles River Esplanade

• Franklin Park and Zoos

• Beacon Hill

• Allston-Brighton

• Jamaica Plain

• Somerville

• Museum of Fine Arts Boston

• Boston Public Library

Money saving tip: a Boston CityPASS will save you money on some of the city's best attractions.

6. Charleston, South Carolina

Charleston will offer you some free things to enjoy, including:

• The Citadel

• Waterfront Park

• Folly Beach

• Francis Marion National Forest

• Sullivan's Island

• Four Corners of Law

• Karpeles Manuscript Library

• Charleston Tea Plantation

Money saving tip: midday menus in many eateries will offer you reduced-price on foods.

7. Washington, DC

Are you looking for free things to enjoy in Washington, DC? Here's a list of things you can enjoy for free:

• Lincoln Memorial

• Vietnam Veterans and Korean War Veterans Memorials

• The Tidal Basin

• National Gallery of Art

• National Air and Space Museum, and so on.

Money saving tip: you can also save money on food if you eat from the food trucks and in the student areas.

8. New York City, NY

If you want to save money on your New York trip, then say "no" to cabs and say "yes" to street vendors.

You should also make a must-stop on these destinations:

• Statue of Liberty and Battery Park

• Empire State Building

• Broadway and Shubert Alley

• Metropolitan Museum of Art

• Rockefeller Center

• Fifth Avenue

• Brooklyn Bridge

• St Patrick's Cathedral

Money saving tip: here's a list of how you can save big on New York City travel-

• Buy a tourist pass like The New York Pass, and CityPass

• Look for free or inexpensive concerts, book readings, art exhibits happening all over the city

• Purchase a subway pass and cut down costs on transportation

• Check out the popular TKTS booths for discounted Broadway tickets

• Consider alternative lodging like apartment rentals, home exchange, and hostels

Time is too precious. Don't waste it. Make a romantic plan with your spouse this fall and enjoy it to the fullest.

This article was originally published here. It has been republished with permission.

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There are many who believe that getting married is more of a financial liability than a benefit. And if you're being carried away by all these popular beliefs, think again.

Financially, getting into a nuptial agreement is way better than cohabiting - here are three solid reasons why.

1. Marriage helps makes you more financially responsible

Once you take vows to stay with each other through thick and thin, exchange rings and come out of the church, you become different people.

The very thought of shouldering the responsibility of a family brings out stability in people. Your spouse's happiness becomes your own, and your responsibility too. Through marriage, you learn the true meaning of self-sacrifice and understanding. Through marriage, you become a better person — a more financially responsible one.

Marriages always bring additional financial responsibilities with them; children, for example. You become a better and more financially responsible parent while trying to provide your children with a better life. You earn to raise them, save for their education, and to buy them needs and wants.

Having a family causes you to deal with your finances more wisely than ever before. It doesn't matter what a whimsical spendthrift you were; you make every penny count post-marriage. Now you prepare the monthly household budget, plan for emergency funds, contribute toward retirements plans, and save for your and your children's future.

2. Marriage saves you money in various places

Perhaps our society loves married couples more and that's why it has flooded them with numerous benefits. To start with, there are manytax benefits for married couples. For instance, while transferring an estate or selling a home, your couple status can save you some nice figures on tax day. On top of that, the IRS has recently issued its final say on a generous estate-tax break for millions of couples.

Possibly one of the greatest financial benefit of couplehood is getting access to easy and cheap health insurance. If one spouse works full-time and has access to the company's health insurance, he or she can add the non-working spouse for a few additional bucks. Whereas, if the couple is not married, both of them have to acquire health insurance from different providers.

Married couples can save in auto insurance too. According to Insure.com, in Indianapolis, a 23-year-old could see as much as a 26 percent decrease when he or she applies for coverage as a married couple.

Moreover, if you two have full-time jobs and are looking for a mortgage loan, your combined income will allow you to qualify for a bigger amount with better terms.

3. Marriage always brings better financial protection

Though we don't get married for financial protection, marriage offers it in abundance. Marriage is real, and the fallout from divorce is real, too. If you don't cohabit legally, how the proceeds would be divided on the wake of a separation isn't quite clear, as in most states divorce law doesn't apply to unmarried couples. What would happen to you or your children if you move out of an unmarried relationship? Predicaments are less in a divorce since the court divides the assets and each party is often left with roughly half of the marital assets.

In a recent Demography article, Laura Tach and Alicia Eads were able to demonstrate that the monetary cost of divorce dropped over time, while dissolving a cohabiting coalition increased; thus confirming that marital unions are advantageous over cohabiting in a separation circumstance as well.

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Announcing bankruptcy is undoubtedly a heart-wrenching and personal decision. Though you might want to keep this secret all to yourself, that's not the thing to do. Your financial situation affects the people in your life. Your friends and family deserve to know what's going on so they can help you.

Bringing up such a serious topic to your friends and family is a tough. You might feel guilt that you have let these people down. People who raised you, invested in you, and expected so much from you now know you are bankrupted. It's a difficult conversation to have.

However, it's time to seek support. Your family and friends have seen you grow up. They know who you are. They know that it's not your fault. But even if it is your fault, those who care about you won't abandon you. You are not alone. Most of the time, filing bankruptcy will be the only way to get your life back on track. Instead of hopelessly struggling to succeed, it's better to admit you need help.

What's your first step?

First, find out for yourself if bankruptcy is the best possible option for you. Next, talk to your friends and family. You are going to need your support group on board with your financial future. Once everyone is on the same page, you need to officially file for bankruptcy. You are required to complete a Means Test to know what your situation qualifies you for (Chapter 7 or Chapter 13.) Professional help is available to help you figure this all out.

Though it's a difficult thing to admit, be reminded that you are not alone. Bankruptcy is common in today's economy. 1.5 million americans filed bankruptcy in 2010. You are not alone. There is often a stigma of disgrace associated with bankruptcy, but shouldn't be the stereotype.

Our economy is still recovering after the hit it suffered during the double-dip recession and many people will continue to feel the impact of this crisis. Oftentimes, bankruptcy is because of the socio-economic surroundings, and isn't 'your fault.'

What would be your financial future after bankruptcy?

Some friends and family members might be concerned about how bankruptcy could negatively affect your credit score. Don't be offended: They worry because they care about you. While they may think bankruptcy will ruin your creditworthiness and make you ineligible for big purchases or employment opportunities, that's not always the case.

Because bankruptcy has become so common, many creditors don't consider this dent in your credit report a deal-breaker. They understand that most Americans are struggling financially these days.

Having an instance of bankruptcy in your credit report is far less damaging than struggling to pay overwhelming debts. Though it is up to you to make such a difficult and personal decision, informing friends and family can help give you support.

This article was originally published on www.ovlg.com. It has been republished here with permission.

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